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Skip Navigation LinksDepartment of Housing and Public Works > Housing Strategy > Our stories > The Randalls find a pathway to their own home

The Randalls find a pathway to their own home

The Randall family sitting outside their new home

After seven years in the rental market, Lisa and Ian Randall and their two daughters have moved into their own home.

The family has built a new house on a block of land in Capalaba thanks to the department’s Queensland housing finance loan.

The loan provides Queenslanders who are unable to access finance from a private mortgage lender with an alternative pathway to home ownership.

Prior to moving to Brisbane, the Randalls were living in a unit in Sydney. As their family grew, they considered buying their own home but struggled to save the deposit amount.

“With most banks you need 5% deposit,” Lisa said. “We knew that was going to be a slog, but we still wanted do it. I googled low or no deposit home loans, and the department came up in the search.”

“We met all the criteria. I thought it was probably too good to be true, so I rang the 1300 number. We weren’t getting excited just yet.”

Lisa found that she and her husband were eligible for a loan through the department. She applied and was approved, and the family started looking for a home.

Instead of buying a house, they fell in love with a block of land and decided to build.

“We adored the block. There’s a park close by and it’s a pretty, quiet street. It has a really good feel about it,” Lisa said.

Lisa says the process to apply for the loan was straight forward.

“It’s been amazing. We’re very grateful. And we’re extra excited to be paying off our own house instead of someone else’s!”

The day Lisa received the call that their loan was approved was bittersweet, as it was also the day their 10-year-old daughter was diagnosed with Type 1 Diabetes.

“It’s been quite a journey. We’ve been in and out of hospital and we’ve all been adjusting to the news.

“But I always teach the girls to be grateful, and each night at the dinner table we talk about how thankful we are that we have the loan.”

“If it wasn’t for the Department of Housing and Public Works, we would still be renting for another seven years.”

Check out the finance options available from the Department of Housing and Public Works.

Ian and Lisa randall sit outside their home


Last updated 06 October 2017    Creative Commons Attribution 4.0 International (CC BY 4.0)

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